House joint resolution · 89R

HJR 40

Proposing a constitutional amendment to remove the requirement that a home equity loan be closed only at the office of the lender, an attorney at law, or a title company.

Did not pass

Progress

176 days from first to latest action, across 8 recorded actions.

Filed
Nov 12
Referred to committee
Mar 3
Heard in committee
May 5
Reported from committee
May 7
Passed first chamber
Stopped here
Passed second chamber

Filled marks are milestones (committee report, floor passage, governor action). Larger marks hold more same-day actions.

Full history

Every action recorded by Texas Legislature Online.

Reported favorably w/o amendment(s) Pensions, Investments & Financial Services
May 7, 2025 · House
Considered in formal meeting
May 7, 2025 · House
Left pending in committee
May 5, 2025 · House
Testimony taken/registration(s) recorded in committee Pensions, Investments & Financial Services
May 5, 2025 · House
Considered in public hearing Pensions, Investments & Financial Services
May 5, 2025 · House
Referred to Pensions, Investments & Financial Services Pensions, Investments & Financial Services
Mar 3, 2025 · House
Read first time
Mar 3, 2025 · House
Filed
Nov 12, 2024 · House

Authors

and 1 coauthor or sponsor

Show 1 more

Carrie Isaac cosponsorR

In committee

Pensions, Investments & Financial Services
House
Referred Mar 3, 2025 · heard May 5, 2025 · reported after 65 days

Topics

Civil Remedies & Liabilities Property Interests: Homestead Property Interests: Mortgages & Liens

Bill text

IntroducedHTML PDF

Bills on similar topics

Other legislation this session sharing the most index topics.

Bill	Author	Progress	Status	Last action
SB 2173Relating to the effect of a tax certificate accompanying a transfer of certain property.	Tan ParkerR	Became law	Became law	May 28, 2025Effective on 9/1/25
HB 4204Relating to prohibiting the use of unfair service agreements; creating an offense.	Sam HarlessR	Passed first chamber	Did not pass	May 28, 2025Co-sponsor authorized
HB 922Relating to residence for purposes of voting and other matters affecting a candidate's eligibility.	Cody VasutR	Referred to committee	Did not pass	Mar 6, 2025Referred to Elections
SB 2630Relating to prohibiting the foreclosure of a lien-free or mortgage-free residence homestead by a local taxing entity.	Brandon CreightonR	Referred to committee	Did not pass	Apr 3, 2025Referred to Local Government
SB 2957Relating to prohibiting the use of unfair service agreements; creating an offense.	Tan ParkerR	Referred to committee	Did not pass	Apr 7, 2025Referred to Business & Commerce
SJR 79Proposing a constitutional amendment increasing the amount of debt that may be secured by a homestead for purposes of refinancing a loan including those with an extension of credit guaranteed by the United States Department of Veterans Affairs.	José MenéndezD	Referred to committee	Did not pass	Mar 25, 2025Referred to Business & Commerce