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Polis

Senate bill · 89R

SB 1644

Relating to the use of a consumer's credit score in the underwriting or rating of certain personal lines property and casualty insurance policies.

Became law

Effective on 9/1/25

Progress

115 days from first to latest action, across 50 recorded actions.

  1. Filed

    Feb 25

  2. Referred to committee

    Mar 11

  3. Heard in committee

    Mar 27

  4. Reported from committee

    Apr 2

  5. Passed first chamber

    Apr 10

  6. Passed second chamber

    May 28

  7. Sent to governor

    Jun 1

  8. Became law

    Jun 20

HouseSenateGovernorMarAprMayJun

Filled marks are milestones (committee report, floor passage, governor action). Larger marks hold more same-day actions.

Record votes

Each dot is one member, grouped by how they voted.

passage

House · May 27, 2025

Passed 129–4

129 Yea

4 Nay

1 Absent / not voting

RepublicanDemocraticOther

passage

House · May 28, 2025

Passed 131–10

131 Yea

10 Nay

2 Absent / not voting

RepublicanDemocraticOther

Full history

Every action recorded by Texas Legislature Online.

  1. Effective on 9/1/25

    Jun 20, 2025 · Governor

  2. Signed by the Governor

    Jun 20, 2025 · Governor

  3. Sent to the Governor

    Jun 1, 2025 · Governor

  4. Signed in the House

    Jun 1, 2025 · House

  5. Signed in the Senate

    May 31, 2025 · Senate

  6. Reported enrolled

    May 29, 2025 · Senate

  7. House passage reported

    May 28, 2025 · Senate

  8. Record vote

    May 28, 2025 · House

  9. Passed

    May 28, 2025 · House

  10. Read 3rd time

    May 28, 2025 · House

  11. Statement(s) of vote recorded in Journal

    May 27, 2025 · House

  12. Record vote

    May 27, 2025 · House

  13. Passed to 3rd reading

    May 27, 2025 · House

  14. Read 2nd time

    May 27, 2025 · House

  15. Placed on General State Calendar

    May 25, 2025 · House

  16. Considered in Calendars

    May 23, 2025 · House

  17. Considered in Calendars

    May 22, 2025 · House

  18. Committee report sent to Calendars

    Apr 30, 2025 · House

  19. Committee report distributed

    Apr 29, 2025 · House

  20. Comte report filed with Committee Coordinator

    Apr 29, 2025 · House

  21. Reported favorably w/o amendment(s) Insurance

    Apr 24, 2025 · House

  22. Considered in formal meeting

    Apr 24, 2025 · House

  23. Referred to Insurance Insurance

    Apr 17, 2025 · House

  24. Read first time

    Apr 17, 2025 · House

  25. Received from the Senate

    Apr 14, 2025 · House

  26. Reported engrossed

    Apr 10, 2025 · Senate

  27. Record vote

    Apr 10, 2025 · Senate

  28. Passed

    Apr 10, 2025 · Senate

  29. Read 3rd time

    Apr 10, 2025 · Senate

  30. Record vote

    Apr 10, 2025 · Senate

  31. Three day rule suspended

    Apr 10, 2025 · Senate

  32. Vote recorded in Journal

    Apr 10, 2025 · Senate

  33. Read 2nd time & passed to engrossment

    Apr 10, 2025 · Senate

  34. Laid before the Senate

    Apr 10, 2025 · Senate

  35. Placed on local & uncontested calendar

    Apr 10, 2025 · Senate

  36. Not again placed on intent calendar

    Apr 9, 2025 · Senate

  37. Placed on intent calendar

    Apr 8, 2025 · Senate

  38. Committee report printed and distributed

    Apr 2, 2025 · Senate

  39. Recommended for local & uncontested calendar

    Apr 2, 2025 · Senate

  40. Reported favorably as substituted Business & Commerce

    Apr 2, 2025 · Senate

  41. Vote taken in committee

    Apr 1, 2025 · Senate

  42. Considered in public hearing Business & Commerce

    Apr 1, 2025 · Senate

  43. Left pending in committee

    Mar 27, 2025 · Senate

  44. Testimony taken in committee Business & Commerce

    Mar 27, 2025 · Senate

  45. Considered in public hearing Business & Commerce

    Mar 27, 2025 · Senate

  46. Scheduled for public hearing on . . .

    Mar 27, 2025 · Senate

  47. Referred to Business & Commerce Business & Commerce

    Mar 11, 2025 · Senate

  48. Read first time

    Mar 11, 2025 · Senate

  49. Filed

    Feb 25, 2025 · Senate

  50. Received by the Secretary of the Senate

    Feb 25, 2025 · Senate

Authors

In committee

  • Business & Commerce

    Senate

    Referred Mar 11, 2025 · heard Mar 27, 2025 · reported after 22 days

  • Insurance

    House

    Referred Apr 17, 2025 · heard Apr 24, 2025 · reported after 7 days

Topics

Insurance: Insurers & AgentsInsurance: Property & Casualty

Bill text

Bills on similar topics

Other legislation this session sharing the most index topics.

BillAuthorProgressStatusLast action
SB 1455Relating to the funding mechanism for the regulation of workers' compensation and workers' compensation insurance; authorizing surcharges.Brent HagenbuchRBecame lawBecame lawJun 20, 2025Effective on 1/1/26
SB 2601Relating to the landowner compensation program.César BlancoDBecame lawBecame lawJun 20, 2025Effective on 9/1/25
HB 2067Relating to declination, cancellation, or nonrenewal of insurance policies.Dennis PaulRBecame lawBecame lawJun 20, 2025Effective on 1/1/26
HB 3388Relating to group property and casualty insurance policies.Dennis PaulRBecame lawBecame lawJun 20, 2025Effective immediately
HB 854Relating to payment of the replacement cost of lost or damaged property under a homeowner's, renter's, or condominium owner's insurance policy.Cas Garcia HernandezDPassed first chamberDid not passMay 14, 2025Received from the House
HB 4877Relating to the Texas Property and Casualty Insurance Guaranty Association.Dennis PaulRPassed first chamberDid not passMay 8, 2025Referred to Business & Commerce
SB 1644 (89R) · Polis