Skip to content
Polis

Senate bill · 104th

SB 3561

BUY-NOW-PAY-LATER ACT

Became lawOfficial record on Illinois General Assembly

Progress

140 days from first to latest action, across 68 recorded actions.

  1. Filed

    Feb 5

  2. Referred to committee

    Feb 5

  3. Heard in committee

    May 21

  4. Reported from committee

    May 21

  5. Passed first chamber

    May 21

  6. Passed second chamber

    Jun 1

  7. Sent to governor

    Jun 22

  8. Became law

    Jun 25

HouseSenateMarAprMayJun

Filled marks are milestones (committee report, floor passage, governor action). Larger marks hold more same-day actions.

Record votes

Each dot is one member, grouped by how they voted.

Do Pass, Amendment 1

Senate · Mar 11, 2026

Passed 9–0

9 Yea

0 Nay

0 Absent / not voting

RepublicanDemocraticOther

Do Pass

Senate · Mar 11, 2026

Passed 9–0

9 Yea

0 Nay

0 Absent / not voting

RepublicanDemocraticOther

Do Pass, Amendment 4

Senate · May 20, 2026

Passed 8–0

8 Yea

0 Nay

1 Absent / not voting

RepublicanDemocraticOther

Do Pass, Amendment 3

Senate · May 20, 2026

Passed 8–0

8 Yea

0 Nay

1 Absent / not voting

RepublicanDemocraticOther

Third Reading

Senate · May 21, 2026

Passed 56–0

56 Yea

0 Nay

3 Absent / not voting

RepublicanDemocraticOther

Do Pass

House · May 27, 2026

Passed 19–0

19 Yea

0 Nay

1 Absent / not voting

RepublicanDemocraticOther

Third Reading

House · Jun 1, 2026

Passed 116–0

116 Yea

0 Nay

2 Absent / not voting

RepublicanDemocratic

Full history

Every action recorded by Illinois General Assembly.

  1. Public Act . . . . . . . . . 104-0475

    Jun 25, 2026 · Senate

  2. Effective Date June 25, 2026

    Jun 25, 2026 · Senate

  3. Governor Approved

    Jun 25, 2026 · Senate

  4. Sent to the Governor

    Jun 22, 2026 · Senate

  5. Passed Both Houses

    Jun 1, 2026 · Senate

  6. Third Reading - Short Debate - Passed 116-000-000

    Jun 1, 2026 · House

  7. 3/5 Vote Required

    Jun 1, 2026 · House

  8. Third Reading/Final Action Deadline Extended-9(b) June 2, 2026

    May 31, 2026 · House

  9. Placed on Calendar Order of 3rd Reading - Short Debate

    May 31, 2026 · House

  10. Held on Calendar Order of Second Reading - Short Debate

    May 27, 2026 · House

  11. Second Reading - Short Debate

    May 27, 2026 · House

  12. Placed on Calendar 2nd Reading - Short Debate

    May 27, 2026 · House

  13. Do Pass / Short Debate Judiciary - Civil Committee; 019-000-000

    May 27, 2026 · House

  14. Suspend Rule 21 - Prevailed 066-029-000

    May 25, 2026 · House

  15. Moved to Suspend Rule 21 Rep. Elizabeth "Lisa" Hernandez

    May 25, 2026 · House

  16. Committee/Final Action Deadline Extended-9(b) May 31, 2026

    May 21, 2026 · House

  17. Assigned to Judiciary - Civil Committee Judiciary: Civil

    May 21, 2026 · House

  18. Referred to Rules Committee Rules

    May 21, 2026 · House

  19. First Reading

    May 21, 2026 · House

  20. Chief House Sponsor Rep. Robert "Bob" Rita

    May 21, 2026 · House

  21. Arrived in House

    May 21, 2026 · House

  22. Added as Co-Sponsor Sen. Meg Loughran Cappel

    May 21, 2026 · Senate

  23. Senate Floor Amendment No. 2 Tabled Pursuant to Rule 5-4(a)

    May 21, 2026 · Senate

  24. Third Reading - Passed; 056-000-000

    May 21, 2026 · Senate

  25. Placed on Calendar Order of 3rd Reading

    May 21, 2026 · Senate

  26. Senate Floor Amendment No. 4 Adopted; Hastings

    May 21, 2026 · Senate

  27. Senate Floor Amendment No. 3 Adopted; Hastings

    May 21, 2026 · Senate

  28. Recalled to Second Reading

    May 21, 2026 · Senate

  29. Senate Floor Amendment No. 4 Recommend Do Adopt Judiciary; 008-000-000

    May 20, 2026 · Senate

  30. Senate Floor Amendment No. 3 Recommend Do Adopt Judiciary; 008-000-000

    May 20, 2026 · Senate

  31. Senate Floor Amendment No. 2 Postponed - Judiciary

    May 20, 2026 · Senate

  32. Senate Floor Amendment No. 4 Assignments Refers to Judiciary

    May 20, 2026 · Senate

  33. Senate Floor Amendment No. 4 Referred to Assignments

    May 20, 2026 · Senate

  34. Senate Floor Amendment No. 4 Filed with Secretary by Sen. Michael E. Hastings

    May 20, 2026 · Senate

  35. Senate Floor Amendment No. 3 Assignments Refers to Judiciary

    May 19, 2026 · Senate

  36. Placed on Calendar Order of 3rd Reading May 20, 2026

    May 19, 2026 · Senate

  37. Approved for Consideration Assignments

    May 19, 2026 · Senate

  38. Rule 2-10 Committee/3rd Reading Deadline Established As May 22, 2026

    May 19, 2026 · Senate

  39. Rule 3-9(a) / Re-referred to Assignments Assignments

    May 15, 2026 · Senate

  40. Senate Floor Amendment No. 3 Referred to Assignments

    May 15, 2026 · Senate

  41. Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings

    May 15, 2026 · Senate

  42. Rule 2-10 Third Reading Deadline Established As May 15, 2026

    May 8, 2026 · Senate

  43. Added as Co-Sponsor Sen. Steve Stadelman

    May 7, 2026 · Senate

  44. Placed on Calendar Order of 3rd Reading April 29, 2026

    Apr 28, 2026 · Senate

  45. Second Reading

    Apr 28, 2026 · Senate

  46. Rule 2-10 Third Reading Deadline Established As May 8, 2026

    Apr 17, 2026 · Senate

  47. Senate Floor Amendment No. 2 Postponed - Judiciary

    Apr 15, 2026 · Senate

  48. Senate Floor Amendment No. 2 Assignments Refers to Judiciary

    Apr 14, 2026 · Senate

  49. Senate Floor Amendment No. 2 Referred to Assignments

    Apr 13, 2026 · Senate

  50. Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings

    Apr 13, 2026 · Senate

  51. Added as Co-Sponsor Sen. Adriane L. Johnson

    Mar 31, 2026 · Senate

  52. Added as Co-Sponsor Sen. Graciela Guzmán

    Mar 27, 2026 · Senate

  53. Added as Co-Sponsor Sen. Doris Turner

    Mar 26, 2026 · Senate

  54. Added as Co-Sponsor Sen. Mattie Hunter

    Mar 25, 2026 · Senate

  55. Added as Co-Sponsor Sen. Cristina Castro

    Mar 24, 2026 · Senate

  56. Added as Chief Co-Sponsor Sen. Suzy Glowiak Hilton

    Mar 20, 2026 · Senate

  57. Added as Chief Co-Sponsor Sen. Christopher Belt

    Mar 17, 2026 · Senate

  58. Added as Co-Sponsor Sen. Michael W. Halpin

    Mar 13, 2026 · Senate

  59. Placed on Calendar Order of 2nd Reading March 12, 2026

    Mar 11, 2026 · Senate

  60. Do Pass as Amended Judiciary; 009-000-000

    Mar 11, 2026 · Senate

  61. Senate Committee Amendment No. 1 Adopted

    Mar 11, 2026 · Senate

  62. Senate Committee Amendment No. 1 Assignments Refers to Judiciary

    Mar 10, 2026 · Senate

  63. Senate Committee Amendment No. 1 Referred to Assignments

    Mar 9, 2026 · Senate

  64. Senate Committee Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings

    Mar 9, 2026 · Senate

  65. Assigned to Judiciary Judiciary

    Feb 17, 2026 · Senate

  66. Referred to Assignments Assignments

    Feb 5, 2026 · Senate

  67. First Reading

    Feb 5, 2026 · Senate

  68. Filed with Secretary by Sen. Michael E. Hastings

    Feb 5, 2026 · Senate

Authors

and 10 coauthors or sponsors

Show 10 more
  • Cristina Castro cosponsorD
  • Christopher Belt cosponsorD
  • Mattie Hunter cosponsorD
  • Graciela Guzmán cosponsorD
  • Adriane L. Johnson cosponsor–
  • Doris Turner cosponsorD
  • Mike Halpin cosponsorD
  • Steve Stadelman cosponsorD
  • Meg Loughran Cappel cosponsorD
  • Suzy Glowiak Hilton cosponsorD

In committee

  • Assignments

    Senate

    Referred Feb 5, 2026 · reported after 12 days

  • Judiciary

    Senate

    Referred Feb 17, 2026 · never reported

  • Rules

    House

    Referred May 21, 2026 · reported after 0 days

  • Judiciary: Civil

    House

    Referred May 21, 2026 · never reported

Bill text

SB 3561 (104th) · Polis